About Us - National Private Lenders Association

The National Private Lenders Association (NPLA) is the national trade organization for nonbank real estate lenders, capital providers, brokers, and service professionals.

Our mission is to protect and advance the interests of private lenders through legislative advocacy, industry education, and professional collaboration. NPLA members gain access to policy updates, exclusive resources, and a nationwide network committed to responsible growth in real estate-based lending.

The National Private Lenders Association (NPLA) is the national trade organization for nonbank real estate lenders, capital providers, brokers, and service professionals.

Our mission is to protect and advance the interests of private lenders through legislative advocacy, industry education, and professional collaboration.

NPLA members gain access to policy updates, exclusive resources, and a nationwide network committed to responsible growth in real estate-based lending.

Voices of Private Lending

Get a front-row seat to what’s happening across the private lending industry.

How brokers and lenders work together in the NPLA

Become NPLA Broker Certified

Mentorship, Community and Education at the NPLA

Hear from the top brokers in the industry

Education, Advocacy and Collaboration

The Network Behind Real Estate Funding

Whether you're a broker seeking funding, an
investor exploring options, or a lender looking to be part
of the national conversation—we’ve built the
network for you.

The NPLA connects the full spectrum of private lending professionals, offering access to lenders across the country and tailored loan solutions for every investment strategy.

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Consolidate multiple property debts into one mortgage.

Short-term first lien mortgage for purchasing or construction before long-term financing.

Commercial real estate financing provided by non-institutional lenders.

Loans failing to make scheduled payments as per the mortgage terms.

Finance for renovating or rehabilitating existing properties, usually short-term.

Financing for new construction projects from land acquisition to completion.

Smaller real estate loans typically up to $5 million for diverse property types.

Additional loan secured against a property already having a first lien.

Combines debt and equity financing, secured by a subordinate lien on property equity.

Facilitates transitioning properties from distressed to stabilized or new construction.

Long-term financing with a set repayment schedule.

NPLA Resources

Access tools and guidelines that support transparency, consistency, and professionalism across private real estate lending.

Underwriting Standards

Baseline criteria and guidance to help brokers and lenders evaluate deals consistently and responsibly.

Download brochure

Code of Ethics

The NPLA’s ethical framework for brokers, lenders, and service providers working in private lending.

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Private Lending Glossary

Key terms and definitions used across the private lending industry—built to improve clarity and communication.

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NPLA Committees

Member-led committees that shape the standards, priorities, and direction of the private lending industry.

Best Practices Committee

Develops industry guidelines to promote consistency, transparency, and responsible lending.

Ethics Committee

Oversees the Code of Ethics and supports accountability across all member activity.

Membership Committee

Drives member engagement, onboarding, and community-building initiatives.

Legislative Committee

Monitors policy developments and leads advocacy efforts to protect the industry’s interests.

Technology Committee

Explores tools, platforms, and integrations that advance operational efficiency and market access.

About the NPLA

Representing the Private
Lending Industry Nationwide

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The National Private Lenders Association (NPLA) is the national trade organization for nonbank real estate lenders, capital providers, brokers, and service professionals.

The National Private Lenders Association (NPLA) is the national trade organization for nonbank real estate lenders, capital providers, brokers, and service professionals.