Standard Forms & Templates

NPLA Lender Resource Center

The NPLA Lender Resource Center provides a complete library of standardized forms designed to streamline the private lending process from application to close.

All documents are professionally formatted, fully fillable, and ready to deploy with your borrowers. Forms currently available include the Loan Application, Schedule of Real Estate Owned (SREO), Scope of Work / Rehab Budget Template, Construction Draw Request Form, Personal Financial Statement (PFS), Borrower Track Record Form, and ACH Authorization Form — with additional resources added regularly.

Loan Application

A comprehensive borrower intake form capturing entity and guarantor details, loan parameters, subject property information, financial summary, borrower declarations, and required legal authorizations.

NPLA Schedule of Real Estate Owned (SREO)

A standardized one-page property log for documenting a borrower's real estate investment history, including purchase/sale dates, property types, and rehab amounts completed.

Scope of Work / Rehab Budget Template

A detailed line-item worksheet for documenting planned renovation work, estimated costs by trade, and total rehab budget to support loan underwriting and draw management.

Construction Draw Request Form

A structured request form used by borrowers to submit draw disbursements during a construction or renovation project, including work completed, amounts requested, and required inspector sign-off.

Personal Financial Statement (PFS)

A standardized financial disclosure form capturing a borrower's personal assets, liabilities, income, and net worth to support credit and underwriting review.

Borrower Track Record Form

A project history form documenting a borrower's completed real estate investments, including property details, acquisition and exit dates, profit/loss, and rehab scope — used to demonstrate experience and credibility to lenders.

ACH Authorization Form

A signed authorization allowing the lender to initiate electronic debits or credits to a borrower's designated bank account for loan payments, fees, or disbursements.

NPLA Lender Resource Center Disclaimer

The materials available in this Resource Center are provided by the National Private Lenders Association (NPLA) for general informational and educational purposes only. They are not intended to constitute, and should not be relied upon as legal, tax, accounting, financial, regulatory, compliance, or other professional advice.

Use of these materials does not create an attorney-client, advisor-client, fiduciary, or other professional relationship between you and the NPLA, its members, contributors, affiliates, officers, directors, employees, agents, or representatives.

These resources may not reflect the most current legal, regulatory, or industry developments and may not be applicable to your particular business, jurisdiction, transaction, or circumstances. You are solely responsible for evaluating the suitability of any resource before using it and for ensuring that your business practices, documents, policies, and procedures comply with all applicable laws, rules, regulations, licensing requirements, and contractual obligations.

The National Private Lenders Association makes no representation or warranty, express or implied, as to the accuracy, completeness, timeliness, enforceability, or suitability of any materials provided in this Resource Center. All materials are provided “as is” and “as available.”

By accessing, downloading, or using any materials from this Resource Center, you acknowledge and agree that you are doing so at your own risk and that you should consult with your own legal, compliance, tax, accounting, financial, or other professional advisors before relying on or implementing any resource.

To the fullest extent permitted by law, the National Private Lenders Association disclaims all liability for any loss, damage, claim, penalty, fine, cost, expense, or other liability arising out of or relating to your access to, use of, or reliance on any materials made available through this Resource Center.

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